Privacy Policy

Effective Date: October 3, 2026
Last Updated: October 3, 2026

Iowa Fire House Buyer, also operating under the brand Iowa Fire House Buyer (“Iowa Fire House Buyer,” “we,” “us,” or “our”), respects your privacy.

This Privacy Policy explains how we collect, use, disclose, sell, retain, and otherwise process personal information when you visit iowafirehousebuyer.com (the “Website”), submit information concerning real estate, request a cash offer, communicate with us, or otherwise interact with our services.

Iowa Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, referral, and lead-generation marketplace. Depending on a particular property and transaction, we may evaluate a property ourselves or connect a property owner with an affiliated or independent cash buyer, real estate investor, licensed real estate broker, contract purchaser, acquisition partner, wholesaler, property-acquisition company, or other prospective purchaser.

By using the Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information:

  • Directly from you;
  • Automatically when you use the Website;
  • From public records;
  • From commercial real estate and property databases;
  • From advertising and analytics providers;
  • From telecommunications providers;
  • From service providers;
  • From prospective purchasers;
  • From licensed real estate professionals;
  • From affiliates and business partners; and
  • From other lawful sources.

2. Information You Provide

When you request an offer, complete a Website form, call us, send an email or text message, or otherwise communicate with us, we may collect information including:

  • First and last name;
  • Telephone number;
  • Mobile telephone number;
  • Email address;
  • Property address;
  • Mailing address;
  • Ownership information;
  • Whether you own or are authorized to act concerning the property;
  • Property type;
  • Property condition;
  • Fire damage;
  • Smoke damage;
  • Water damage;
  • Structural damage;
  • Electrical damage;
  • Plumbing damage;
  • Roof or foundation damage;
  • Occupancy information;
  • Repair or renovation information;
  • Desired selling timeline;
  • When you purchased or acquired the property;
  • Reason for considering a sale;
  • Asking price or pricing expectations;
  • Mortgage information you voluntarily provide;
  • Lien information;
  • Property-tax information;
  • Probate information;
  • Foreclosure or mortgage-default information;
  • Inheritance information;
  • Insurance information;
  • Insurance-claim information;
  • Photographs;
  • Videos;
  • Fire reports;
  • Inspection reports;
  • Engineering or structural reports;
  • Repair estimates;
  • Contractor information;
  • Permit information;
  • Insurance documents;
  • Ownership or title documents;
  • Preferred communication method;
  • Preferred contact time;
  • Information regarding a potential transaction; and
  • Other information you voluntarily provide.

3. Property and Public-Record Information

When you submit information concerning a property, we may research the property through public records, commercially available databases, property-data providers, prospective purchasers, and other lawful sources.

Information may include:

  • Ownership records;
  • County assessor records;
  • County recorder records;
  • Property-tax records;
  • Recorded deeds;
  • Mortgages;
  • Real estate contracts;
  • Liens and encumbrances;
  • Property characteristics;
  • Property sales history;
  • Estimated values;
  • Comparable property sales;
  • Building permits;
  • Building-code information;
  • Zoning information;
  • Court records where lawfully available;
  • Probate information;
  • Foreclosure information;
  • Homeowners-association information;
  • Geographic and mapping information;
  • Flood information;
  • Fire or disaster information;
  • Property-condition information;
  • Market information; and
  • Other publicly or commercially available real estate information.

We may combine information obtained from these sources with information you provide.

4. Information Collected Automatically

When you visit or interact with the Website, we and service providers acting on our behalf may automatically collect information including:

  • Internet Protocol address;
  • Browser type;
  • Browser settings;
  • Operating system;
  • Device type;
  • Device identifiers;
  • Approximate geographic location derived from IP address;
  • Referring website;
  • Referring advertisement;
  • Landing page;
  • Pages viewed;
  • Links clicked;
  • Date and time of activity;
  • Session information;
  • Form interactions;
  • Advertising identifiers;
  • Marketing-campaign information;
  • Lead-source information;
  • Conversion information;
  • Attribution information; and
  • Other Website-usage information.

5. Cookies, Pixels, Analytics, and Advertising Technologies

We may use technologies including:

  • Cookies;
  • Pixels;
  • Web beacons;
  • Tags;
  • Scripts;
  • Local storage;
  • Analytics technologies;
  • Advertising identifiers;
  • Conversion tracking;
  • Call tracking; and
  • Similar technologies.

These technologies may help us:

  • Operate and secure the Website;
  • Prevent fraud and spam;
  • Remember preferences;
  • Understand Website usage;
  • Measure Website traffic;
  • Determine which advertisements generate inquiries;
  • Attribute leads to campaigns;
  • Measure conversions;
  • Measure advertising effectiveness;
  • Create or measure advertising audiences;
  • Support targeted or interest-based advertising;
  • Improve the Website;
  • Improve our services; and
  • Conduct marketing.

Third-party advertising, analytics, telecommunications, and technology providers may process information according to their own privacy policies.

6. How We Use Personal Information

We may use personal information to:

  • Respond to property inquiries;
  • Respond to cash-offer requests;
  • Research submitted properties;
  • Verify ownership;
  • Evaluate property characteristics;
  • Evaluate fire, smoke, water, structural, electrical, or other damage;
  • Review repair information;
  • Review insurance information;
  • Estimate property values;
  • Estimate repair and renovation expenses;
  • Estimate acquisition, holding, closing, and resale expenses;
  • Determine whether we or another prospective purchaser may be interested;
  • Match property owners with prospective cash buyers;
  • Route opportunities to buyers, investors, or appropriately licensed brokers;
  • Prepare or communicate potential offers;
  • Contact property owners and authorized representatives;
  • Schedule calls, appointments, walkthroughs, or evaluations;
  • Conduct due diligence;
  • Facilitate potential transactions;
  • Coordinate with buyers, brokers, attorneys, title or closing providers, inspectors, contractors, lenders, insurers, and other transaction participants;
  • Maintain inquiry and transaction records;
  • Follow up concerning submitted properties;
  • Provide customer support;
  • Operate and improve the Website;
  • Conduct analytics;
  • Measure marketing performance;
  • Advertise our services;
  • Prevent fraud or abuse;
  • Protect our systems;
  • Maintain legal, tax, accounting, and compliance records;
  • Enforce agreements and policies;
  • Comply with law; and
  • Establish, exercise, or defend legal claims.

7. Lead Generation and Buyer Matching

Iowa Fire House Buyer operates within the real estate investment and property-buyer marketplace.

When you submit information concerning a property, we may evaluate it ourselves or provide information concerning you and the property to prospective purchasers or transaction partners.

Recipients may include:

  • Affiliated real estate businesses;
  • Independent cash buyers;
  • Real estate investors;
  • Local property buyers;
  • Licensed Iowa real estate brokers;
  • Property-acquisition companies;
  • Contract purchasers;
  • Wholesalers acting in accordance with Iowa law;
  • Investment groups;
  • Redevelopment businesses;
  • Contractors interested in purchasing property;
  • Acquisition partners; and
  • Other prospective purchasers.

Recipients may use the information to:

  • Research the property;
  • Evaluate its condition;
  • Estimate repairs;
  • Determine whether they are interested;
  • Prepare an offer;
  • Contact you;
  • Conduct due diligence;
  • Negotiate transaction terms; or
  • Facilitate a transaction.

Independent recipients may operate separately from us and maintain their own privacy practices.

Submitting information does not guarantee an offer or completed transaction.

8. Iowa Wholesaling and Lead Routing

Iowa specifically regulates residential real estate wholesaling.

Depending on how a buyer-matching, referral, purchase-contract, equitable-interest, or assignment arrangement is structured, a licensed Iowa real estate broker may need to participate.

Where Iowa wholesaling law applies, information concerning a seller and property may be provided to:

  • The wholesaler;
  • The broker representing the wholesaler;
  • The purchaser of the equitable interest;
  • Other parties identified in legally required wholesaling disclosures; and
  • Transaction professionals involved in the transaction.

Nothing in this Privacy Policy authorizes activity that requires a license but is performed without one.

9. How We Disclose Personal Information

Service Providers

We may disclose information to providers of:

  • Website hosting;
  • Website forms;
  • Customer relationship management;
  • Lead management;
  • Telephone services;
  • Call tracking;
  • Call recording where lawful;
  • Text messaging;
  • Email delivery;
  • Marketing automation;
  • Advertising;
  • Analytics;
  • Conversion tracking;
  • Property research;
  • Data enrichment;
  • Cloud storage;
  • Cybersecurity;
  • Document processing;
  • Accounting;
  • Legal services; and
  • Transaction support.

Prospective Purchasers and Real Estate Partners

We may disclose information to:

  • Cash buyers;
  • Investors;
  • Licensed brokers;
  • Contract purchasers;
  • Wholesalers;
  • Acquisition companies;
  • Acquisition partners; and
  • Other prospective purchasers.

Transaction Participants

Information may be provided to:

  • Buyers;
  • Sellers;
  • Brokers;
  • Attorneys;
  • Abstract or title professionals;
  • Closing providers;
  • Inspectors;
  • Contractors;
  • Engineers;
  • Appraisers;
  • Lenders;
  • Insurers; and
  • Other transaction participants.

Affiliates and Business Transactions

Information may be transferred among affiliates or in connection with:

  • A merger;
  • Acquisition;
  • Financing;
  • Reorganization;
  • Sale of assets;
  • Bankruptcy; or
  • Similar transaction.

Legal and Safety Purposes

We may disclose information where reasonably necessary to:

  • Comply with law;
  • Respond to legal process;
  • Investigate fraud;
  • Protect people;
  • Protect property or systems;
  • Enforce agreements; or
  • Establish or defend legal rights.

10. Sale of Personal Data

Under the Iowa Consumer Data Protection Act, a “sale” generally means the exchange of personal data for monetary consideration by a controller to a third party, subject to statutory exclusions.

Depending on how a lead-transfer arrangement is structured, transferring seller or property-owner information in exchange for monetary consideration may constitute a sale.

Statutory exclusions can apply to specified disclosures, including certain disclosures:

  • To processors;
  • To affiliates;
  • At the consumer’s direction;
  • To provide a product or service requested by the consumer; and
  • In connection with specified business transactions.

Where the Iowa Consumer Data Protection Act applies, qualifying consumers may opt out of qualifying sales of personal data.

11. Targeted Advertising

We may process or disclose personal data in connection with targeted advertising.

Where the Iowa Consumer Data Protection Act applies, our privacy notice will clearly and conspicuously disclose covered targeted-advertising activity and describe the method made available for applicable opt-out choices as required by Iowa law.

Where another state’s law provides broader targeted-advertising opt-out rights, we will honor qualifying requests where that law applies.

12. Iowa Consumer Data Protection Act

The Iowa Consumer Data Protection Act became effective January 1, 2025.

Subject to statutory exemptions, it generally applies to persons conducting business in Iowa or producing products or services targeted to Iowa residents that during a calendar year:

  • Control or process personal data of at least 100,000 consumers; or
  • Control or process personal data of at least 25,000 consumers and derive more than 50% of gross revenue from the sale of personal data.

Certain organizations, data types, and processing activities are exempt.

The inclusion of this section does not represent that Iowa Fire House Buyer necessarily satisfies the applicability thresholds.

Where the Act applies, we will comply with applicable requirements.

13. Iowa Consumer Privacy Rights

Where the Iowa Consumer Data Protection Act applies, qualifying Iowa consumers may have rights including:

Confirmation and Access

The right to confirm whether we process personal data concerning you and to access such data.

Deletion

The right to request deletion of personal data that you provided to us, subject to applicable statutory limitations and exemptions.

Portability

The right to obtain certain personal data that you previously provided to us in a portable and, where technically practicable, readily usable format where processing is automated.

Opt Out of Sale

The right to opt out of qualifying sales of personal data.

Non-Discrimination

We will not unlawfully discriminate against you for exercising rights provided under applicable Iowa privacy law.

14. Iowa Privacy Requests

Where the Iowa Consumer Data Protection Act applies, we will provide secure and reliable methods for submitting authenticated privacy requests.

A consumer may identify the applicable right and provide information reasonably necessary for authentication.

We will not require creation of a new account solely to exercise applicable privacy rights.

15. Response Timing

Where Iowa’s Consumer Data Protection Act applies, we generally will respond to an authenticated privacy request without undue delay and within 90 days after receipt.

Where reasonably necessary and permitted by law, that period may be extended once by an additional 45 days, with legally required notice of the extension.

Applicable information may generally be provided free of charge up to twice annually per consumer, subject to statutory provisions regarding repetitive, excessive, unfounded, or technically infeasible requests.

16. Privacy Appeals

Where the Iowa Consumer Data Protection Act applies and we decline to take action on a request, the consumer may appeal through a process similar to the original request process.

We will respond to applicable appeals within 60 days.

If an appeal is denied, we will provide information required by Iowa law concerning how the consumer may contact the Iowa Attorney General.

17. Sensitive Data

Sensitive data under Iowa law includes certain personal data concerning:

  • Racial or ethnic origin;
  • Religious beliefs;
  • Mental or physical health diagnosis;
  • Sexual orientation;
  • Citizenship or immigration status;
  • Genetic information;
  • Biometric data processed for unique identification;
  • Personal data concerning a known child; and
  • Precise geolocation.

Our standard property-offer forms are not designed to collect unnecessary sensitive data.

Where Iowa privacy law applies to sensitive-data processing for a nonexempt purpose, we will provide legally required clear notice and an opportunity to opt out.

Information concerning a known child will be processed as required by applicable children’s privacy law.

18. Security and Data Minimization

Where applicable, we maintain reasonable administrative, technical, and physical security practices appropriate to the volume and nature of personal data at issue.

We seek to limit processing to information reasonably necessary and proportionate to legitimate purposes, including:

  • Responding to inquiries;
  • Researching properties;
  • Evaluating transactions;
  • Buyer matching;
  • Preventing fraud;
  • Communicating with sellers; and
  • Facilitating potential transactions.

19. Browser Privacy Signals

Some browsers and devices transmit privacy preference signals such as Global Privacy Control.

Iowa law does not impose the same universal opt-out-mechanism requirements used by certain other states.

Where another applicable law requires us to recognize a qualifying preference signal, we will process supported signals as required by that law.

20. Telephone Communications

If you provide a telephone number, we may use it to respond to your inquiry and communicate concerning:

  • Your property;
  • Property research;
  • Scheduling;
  • Your requested offer;
  • Buyer matching;
  • Follow-up;
  • Potential transactions; and
  • Related services.

Where legally required, additional consent will be obtained before regulated automated, artificial-voice, prerecorded, or marketing communications are made.

You may request that calls stop.

21. Recording of Calls and Communications

Iowa generally permits recording of a wire, oral, or electronic communication when the person making the recording is a party to the communication or one party has given prior consent, subject to applicable statutory limitations.

Recording is not permitted where interception is undertaken for a prohibited criminal, tortious, or other injurious purpose.

We or service providers acting on our behalf may record communications for legitimate purposes including:

  • Quality assurance;
  • Training;
  • Documentation;
  • Compliance;
  • Fraud prevention; and
  • Security.

Because calls may involve people located in states or jurisdictions with stricter recording laws, additional notice or consent may be required.

Where another applicable law imposes a stricter recording-consent rule, we will comply with that rule.

22. Text Messages

If you provide a mobile number and applicable consent, we may communicate by text regarding:

  • Your inquiry;
  • Your property;
  • Scheduling;
  • Offers;
  • Buyer matching;
  • Follow-up; and
  • Potential transactions.

Where required, additional consent will be obtained before regulated automated or marketing text communications are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

Where supported, reply HELP for assistance.

23. Email Communications

We may use your email address to:

  • Respond to inquiries;
  • Communicate regarding your property;
  • Provide potential-offer information;
  • Schedule calls;
  • Follow up;
  • Communicate regarding prospective buyers or transactions; and
  • Send marketing communications where permitted by law.

Applicable promotional emails will provide an unsubscribe mechanism.

24. Data Retention

We retain information for as long as reasonably necessary for purposes described in this Privacy Policy.

Relevant factors may include:

  • Active property inquiries;
  • Buyer interest;
  • Follow-up needs;
  • Transactions;
  • Contractual obligations;
  • Legal requirements;
  • Accounting and tax obligations;
  • Fraud prevention;
  • Litigation; and
  • Legitimate business recordkeeping.

Property inquiries may be retained for future follow-up or buyer matching unless retention is prohibited by law or no longer reasonably necessary.

25. Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized:

  • Access;
  • Acquisition;
  • Use;
  • Disclosure;
  • Alteration;
  • Loss; and
  • Destruction.

No electronic storage system or Internet transmission can be guaranteed completely secure.

26. Security Incidents and Breach Notification

Iowa law separately regulates qualifying breaches involving personal information.

If a qualifying security incident occurs, we will:

  • Investigate the incident;
  • Determine legally required notifications;
  • Take reasonable mitigation measures; and
  • Provide notices required by applicable law.

27. Children’s Privacy

The Website is intended for adults involved in real estate matters.

We do not knowingly collect personal information online from children under 13 through ordinary property-offer forms.

Where information concerning a known child is processed and parental consent or another protection is legally required, we will comply with applicable law.

28. Third-Party Websites and Services

The Website may link to third-party websites or services.

We are not responsible for third-party:

  • Privacy practices;
  • Security;
  • Content;
  • Products;
  • Services;
  • Availability; or
  • Business practices.

Your interaction with third parties is governed by their respective policies.

29. Information About Other People

If you provide information concerning another:

  • Property owner;
  • Co-owner;
  • Heir;
  • Family member;
  • Representative;
  • Tenant; or
  • Other person,

you represent that you have authority or another lawful basis to provide that information.

30. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

When changes are made, we will revise the “Last Updated” date.

Where applicable law requires additional notice or consent concerning a material change, we will provide such notice or obtain appropriate consent.

31. Contact Us

Questions, requests, or concerns regarding this Privacy Policy may be directed to:

Iowa Fire House Buyer
Iowa
United States

Website: iowafirehousebuyer.com